Every
HUD/FHA-insured multifamily (commercial) mortgage that was originated at an
original interest rate of ≤ 3.5%, pulled live from HUD's public Active Insured Mortgages
file. Each loan is benchmarked against the
Freddie Mac PMMS 30-year fixed market average
for the month it closed.
Rows highlighted in red fired at least one of two signals:
BELOW MARKET the rate is ≥ 0.75 pts under
the month's market average ·
HISTORIC LOW ERA
it closed inside a derived rock-bottom-rate window.
RED = either signal; hover a badge to see why.
⚠️ Single-family caveat: FHA single-family per-loan rate + address data is not public
(borrower-privacy law), so individual home FHA loans cannot be listed here. The realistic public dataset
carrying a property + an original interest rate is HUD/FHA multifamily (apartments, senior/healthcare
housing, etc.) — that is exactly what this page reports. HUD's multifamily mortgage file lists property name +
city/state/zip, not a street address line.